Terms of Use

Complete Terms and Conditions of use for 4percenttrader.com and course.4percenttrader.com. Please read before signup for any of our services (FREE or PAID).

Disclaimers, Disclosures, Cancellation and Refund Policy, Privacy & Cookies Policy

- Disclaimers -

All the services (i.e equities/options trading ideas, value stock pick ideas and all the learning courses) at 4percenttrader and course.4percenttrader (also referred as 4percenttrader.com and course.4percenttrader.com, or “we” or “us” or “our” or ‘their’ or “Research Analyst”) via their website, OR on their you-tube channel, OR in twitter channel , OR in Instagram channel, OR in Facebook pages are purely and only for educational purposes. The user, subscriber or any visitor is not obliged to act on our suggested recommendations/ideas of any kind whatsoever, and is strongly advised to exercise their own personal discretion, or take help of their personal investment advisor before acting on the same.

* All the above and below mentioned terms in “Terms of Use” section, applies to our subdomain website course.4percenttrader.com as well. 

* Our website, ‘course.4percenttrader.com’ is 100% dedicated for stock market educational purpose only, and no stock tips are provided through website.

* Past performance is absolutely NO guarantee of future performances.

* Registration granted by SEBI and certification from NISM is no way guarantee performance of the intermediary or provide any assurance of returns to investors.

* By registering on our website, you have read and agreed to have read all the “Terms of Use” and will also provide all KYC (and do background check) related documents applicable by law. Failure to do so will not only stop all your services, but also no refund will be provided, and your data will be shared with competent authorities as well for any actions they seem suitable.

●  Any learning content (OR, any trading / value stock pick ideas ideas) suggested on the site or by us separately is purely for educational purpose only, and these ideas are susceptible to the constant changes in the market conditions. No such advice or ideas shared can be held against us and the same is nothing more than our opinion being shared based on views, which may even completely vary from other experts.

● The subscriber or any user voluntarily agrees to take above into consideration while making any personal investments decisions. We shall not be responsible or liable for any loss or profit arising from such investments from the user, subscriber or the visitor.

● We hold all the rights to terminate or modify the subscription of any person from any of our services at any time without any notice. We shall not be liable to pay charges or refund in any condition.

● We will have the exclusive right to change or modify our policies, disclosures, information provided on our platform without any notice. By registering on our website, all visitors and subscribers to our site shall be deem to have accepted the same.

● All information, trading/value stock pick ideas, opinion on market are provided to clients ( including ID, password ) is a closed group information in a private and confidential manner. No one is allowed to circulate it outside the group. Doing so will be a direct and immediate violation of our policies and will attract legal consequences (incl immediate termination of all services and blacklisting for future services) without any refund.

● We do not provide any guarantees in the stock market / share market. Every individual will be responsible for his or own fund/buying/selling and discretion for taking trades. We will have no legal responsibility or liability towards any loss or health, wealth, damages and is complete responsibility of the user/subscriber and user/subscriber only.

● Any donation, as fee paid shall be non refundable. User, visitor, subscriber agrees by making fee payment that he has read and agreed to all our terms of use (and disclaimers , privacy policy etc) and also various disclosures provided.

● Any of our content including trading ideas OR learning courses OR use of any-image OR quote from our website, in public or private social forums (incl Facebook, Twitter, Youtube, Telegram, WhatsApp, etc.) will be liable to legal consequences and immediate termination of all the services provided, with NO refund and the said user or families or visitor or subscriber will be black listed for all the future services.

● Any user, visitor or subscriber found to be willfully sharing any wrong information about the services offered by company OR about the company itself in any public or private forum will be liable for termination of all the services with NO refund including blacklisting from future services. The company will however always try their best to resolve all differences to the extent possible to avoid such situation from occurring.

● We have ZERO tolerance of any kind of abusive behavior towards our customer care or any other employees. Any such incidence will result in immediate termination of all services without any refund, incl complaint to relevant competent authorities (if needed)

● Any user found to be sharing login/password (or both) for their subscription with any other person(s) will lead to termination of all of their services with immediate effect (we may track ip address, as part of cookies policy, to track fraudulent logins and for google advertisement purpose), and NO refund will be granted , and the person shall be blacklisted for future services.

 The information / opinions or any educational trading ideas about buy/sell have been prepared by us and are subject to change without any notice.

● The report and information contained herein is strictly confidential and meant solely for the selected recipient and may not be altered in any way, transmitted to, copied or distributed, in part or in whole, to any other person or to the media or reproduced in any form, without our prior written consent.

● The information provided in any kind of Report (if any) is from publicly available data, which we believe and are reliable. While reasonable endeavors have been made to present reliable data in the Report (if any) so far as it relates to current and historical information, I am not guaranteeing the accuracy or completeness of the data in the Report (if any). Accordingly, us or my relatives shall not be in any way responsible for any loss or damage that may arise to any person from any inadvertent error in the information contained, views and opinions expressed in any publication.

● Past performance should not be taken as an indication or guarantee of future performance, and no representation or warranty, express or implied, is made regarding future performance. The price, value of and income arising from our education trading ideas from any of the securities or financial instruments mentioned in this report can fall as well as rise. 

● Any user, subscriber or Investors should not solely rely on the any trading ideas (and learning course) shared by us and must make investment decisions based on their own investment objectives, judgment, risk profile and financial position.

● The recipients of our educational trading ideas (or learning courses) may take professional advice before acting on any of our information.


- Disclosures-

The purpose here is to provide essential information about the Research Services in a manner to assist and enable the prospective client/client in making an informed decision for engaging in Research services before onboarding.

  • History, Present business and Background

 Sudhir Verma is registered with SEBI as Research Analyst with registration no. INH000015455. The Research Analyst got its registration on March 14, 2024 and is engaged in offering research and recommendation services.

  • Terms and conditions of Research Services

– The Research Services will be limited to providing independent research recommendation and shall not be involved in any advisory or portfolio allocation services.

-The Research Analyst never guarantees the returns on the recommendation provided. Investor shall take note that Investment/trading in stocks/Index or other securities is always subject to market risk. Past performance is never a guarantee of same future results.

The Research Analyst shall not be responsible for any loss to the Investors (be it financially, emotionally, mentally or in any other respect)

  • Disciplinary history

-There are no pending material litigations or legal proceedings against the Research Analyst.

-As on date, no penalties / directions have been issued by SEBI under the SEBI Act or Regulations made there under against the Research Analyst relating to Research Analyst services.

  • Details of its associates

No associates

  • Disclosures with respect to Research and Recommendations Services

-The Research Analyst or any of its officer/employee does not trade exactly in securities which are subject matter of recommendation.

-There are no actual or potential conflicts of interest arising from any connection to or association with any issuer of products/ securities, including any material information or facts that might compromise its objectivity or independence in the carrying on of Research Analyst services. Such conflict of interest shall be disclosed to the client as and when they arise.

-Research Analyst or its employee or its associates have not received any compensation from the company which is subject matter of recommendation.

-Research Analyst or its employee or its associates have not managed or co-managed the public offering of any company.

-Research Analyst or its employee or its associates have not received any compensation for investment banking or merchant banking of brokerage services from the subject company.

-Research Analyst or its employee or its associates have not received any compensation for products or services other than above from the subject company.

-Research Analyst or its employee or its associates have not received any compensation or other benefits from the Subject Company or 3rd party in connection with the research report/ recommendation.

-The subject company was not a client of Research Analyst or its employee or its associates during twelve months preceding the date of recommendation services provided.

-Research Analysts or its employee or its associates has not served as an officer, director or employee of the subject company.

-Research Analysts has not been engaged in market making activity of the subject company.

  • Standard Warning

“Investment in securities market are subject to market risks. Read all the related documents carefully before investing.”

- Cancellations & Refund Policy -

  • All Sales are final. I/We do not offer refunds on subscriptions that have already been taken. Profit and loss of the services are to be totally borne by the client.
  • Always remember Trading/Investment in Securities Markets are always subjected to Market Risk.
  • We request you to go through my/our website and read about the Disclaimer, Disclosure, and other terms of use before subscribing to my services.
  • By making the payment for my services it is acknowledged that the client has read and understand the refund policy.
  • Any request by the client to cancel a service or get a refund will NOT be accepted in any case.

● The refund request (if any) has to be made by dropping the email to [email protected], with your email ID and Phone number used during registration in the website. Any other means won’t be acceptable.

● Any user can register themselves only once, using either the email id, OR mobile, OR both; and will be given a free trial period only once. In case any user does a double purchase of any products or services, using the previously used email id or mobile number, no refund will be issued under any circumstances (incl no free plan or any trials for any of our services).

- Privacy Policy -

Who we are

Our website address is: https://4percenttrader.com & https://course.4percenttrader.com/.


When visitors leave comments on the site we collect the data shown in the comments form, and also the visitor’s IP address and browser user agent string to help spam detection. We can use it to block/deny access to you, if we identify it as a threat to our website/content, and stop all your services immediately without refund.

An anonymized string created from your email address (also called a hash) may be provided to the Gravatar service to see if you are using it. The Gravatar service privacy policy is available here: https://automattic.com/privacy/. After approval of your comment, your profile picture is visible to the public in the context of your comment. We reserve the right to suspend/terminate your services immediately wihout any refund if you use any obscene, pornographic, child exploitation, OR offensive picture of any kind.


If you upload images to the website, you should avoid uploading images with embedded location data (EXIF GPS) included. Visitors to the website can download and extract any location data from images on the website. We are not liable for any misuse of this information provided by you.

Cookies (refer cookies policy below for more details)

If you leave a comment on our site you may opt-in to saving your name, email address and website in cookies. These are for your convenience so that you do not have to fill in your details again when you leave another comment. These cookies will last for one year.

If you visit our login page, we will set a temporary cookie to determine if your browser accepts cookies. This cookie contains no personal data and is discarded when you close your browser.

When you log in, we will also set up several cookies to save your login information and your screen display choices. Login cookies last for two days, and screen options cookies last for a year. If you select “Remember Me”, your login will persist for two weeks. If you log out of your account, the login cookies will be removed.

If you edit or publish an article, an additional cookie will be saved in your browser. This cookie includes no personal data and simply indicates the post ID of the article you just edited. It expires after 1 day.

Embedded content from other websites

Articles on this site may include embedded content (e.g. videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website. We don’t take any responsibility for the authenticity of the content, and are acting merely as a intermediatary of information provider.

These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracking your interaction with the embedded content if you have an account and are logged in to that website.

Who we share your data with

If you request a password reset, your IP address will be included in the reset email.

How long we retain your data

If you leave a comment, the comment and its metadata are retained indefinitely. This is so we can recognize and approve any follow-up comments automatically instead of holding them in a moderation queue.

For users that register on our website (if any), we also store the personal information they provide in their user profile. All users can see, edit, or delete their personal information at any time (except they cannot change their username). Website administrators can also see and edit that information.

What rights you have over your data

If you have an account on this site, or have left comments, you can request to receive an exported file of the personal data we hold about you, including any data you have provided to us. You can also request that we erase any personal data we hold about you. This does not include any data we are obliged to keep for administrative, legal, or security purposes.

Where we send your data


Visitor comments may be checked through an automated spam detection service.

- Cookies Policy -

Cookies Policy

This Cookies Policy (“Cookies Policy”) describes cookies and other technologies that 4percenttrader, Inc.
(“4percenttrader”, “we”, “us” or “our”) uses on its website (“Site”) and the choices that users have. This Cookies Policy is a part of 4percenttrader Privacy Policy.

When you first visit the Site, you will be asked to consent to the use of cookies in accordance with this Cookies Policy. Note that if
you accept, we will store them on your computer.

What is a cookie?

A ‘cookie’ is a piece of information that is sent to your browser by a website you visit. The Site uses first party cookies (those set by
a website that is being visited by the user at the time. For example, cookies via www.tradingview.com) as well as third-party cookies
(set by a different domain), as described below.

Cookies can be stored on your computer for various periods of time. They can be in a form of either “session cookies” or “persistent
cookies.” A session cookie only lasts as long as the browser session and is automatically deleted when you close your browser. A
persistent cookie lasts long after your browser is closed and will remain until it expires (as determined by the third party in charge of
placing it) or until you delete the cookie. Persistent cookies are used to help sites recognize and identify your computer when you
open your browser and surf the Internet again.

The data collected through cookies may include information about the IP (Internet Protocol) address of your device, browser type,
language, operating system, the state or country from which you have accessed the Site, the date and the time of your visit(s), the
number of links you click on this Site, the functions you use, the searches you request, and the data you have saved while on this
Site. 4percenttrader may use the information collected for a variety of necessary, legitimate purposes, including user authentication,
user interface customization, security, research and analysis to improve the functionality of our Site, and advertising (for more
information on how we use your data, please read our Privacy Policy).

You can find out more about cookies (including how to see or manage them) at All About Cookies or AboutCookies.org websites.

How do we use cookies?

The following sets out how we use different categories of cookies, as well as information on your options for managing your settings for the data collected by these technologies:

● Necessary cookies: These cookies are used to provide users with services available through a Site and to use some of its features, such as the ability to log-in and access secure areas, provide pop-up notices, and accept language from sign-up forms. These cookies are essential for using and navigating a Site. Without them, basic functions of our Site would not work. Because these cookies are strictly necessary to deliver our Site’s essential services, you cannot refuse them.

● Performance/Google Analytics cookies: These cookies are used to recognize and count the number of Site visitors, gather statistics regarding how visitors move around the Site (including number of page views and the amount time spent on each page) and for conversion tracking and click hotspots. These cookies collect information pseudonymously. Examples of cookies used for this purpose are __ga, __utma, and __git.

The information about your use of the Site (including your IP address) will be transmitted to and stored by Google, Inc. in the United States (pursuant to Google’s Privacy Shield certification). This is all generated by Google Analytics.For more information on Google Analytics and their privacy practices, check here. You can find more information about Google Analytics and their cookie usage and expiration here.

● Advertising cookies (ad cookies): These cookies are used to show advertising that is relevant to you.

● Cookies used to integrate third party services: These cookies are used to integrate third-party functions on the Site, such as videos, maps, or social network plug-ins.

Other third party cookies: On some parts of the Site, including, but not limited, to news widgets, we use content provided by other websites(third parties). These third party sites are able to set their own cookies in some cases. Note that we have no control over these third-party cookies. You can turn them off by disabling them on your browser. You can find more information on the most popular web-browser help pages:

Google Chrome

Mozilla Firefox

Microsoft Edge

Safari (macOS)

Safari (iOS)

For other browsers, please consult the documentation that your browser manufacturer provides.


Changes in cookies policy


We may change the type of third party service providers that place cookies on our Site and amend this Cookies Policy at any time by posting them in the website and updating our cookies policy, without any intimation to any user, or customer, or visitor.